Welcome to the Alabama Insurance Underwriting Association   


New application submission restrictions due to named storm Beryl have been lifted as of 7:00 a.m., July 9, 2024.


When claims arise they need to be reported to AIUA promptly, please do one of the following:

Temporary repairs need to be made to prevent further damage. Document these repairs with photos if possible. Special attention should be given to salvage. You should keep all damaged property until it has been inspected by an adjuster.

Our mission is to provide a market for owners of eligible property
located in coastal areas of Baldwin and Mobile counties to obtain essential insurance when they are unable to obtain coverage in the private insurance market. AIUA has successfully and efficiently served this mission for more than 40 years.

Click here for the New Agency Application
AIUA will not conduct business with any agencies/producers located in the states of Florida or Mississippi.

All payments must be made in full prior to coverage being bound. We accept check or money order as form of payment. Checks should be made payable to AIUA (or Alabama Insurance Underwriting Association) and drawn from a U.S. bank. Credit/Debit cards and ACH (Automated Clearing House) payments may be made through your servicing agent. Cash payments are not accepted at this time. We apologize for any inconvenience.